Resolve now lets you receive your advance payouts on different schedules depending on the net term of each invoice. This means you can choose a payout timing that balances your cash-flow needs with the fee rate — shorter wait times come with higher fees, while longer wait times reduce your cost.
How Payout Timing Works
When your account is set up, each net term you offer (Net 30, Net 60, Net 90, etc.) is configured with a specific Pay Day — the day your payout is initiated after an invoice is sent.
For example:
- Net 30 / Pay Day 1 — your payout is initiated the day the invoice is sent. Fee: 3.50%.
- Net 60 / Pay Day 30 — your payout is initiated 30 days after the invoice is sent. Fee: 3.50%.
- Net 60 / Pay Day 1 — your payout is initiated the day the invoice is sent. Fee: 6.00%.
The later your Pay Day, the lower your fee.
When You’ll Receive Your Funds
Your payout is initiated on the configured Pay Day. If that day falls on a weekend or holiday, it rolls forward to the next business day. Funds typically arrive in your bank account 1-2 business days after initiation via ACH.
Example timeline (Net 60 / Pay Day 30):
- You send an invoice on August 1
- Resolve initiates your payout on August 31 (Day 30)
- Funds arrive in your account by September 2
What Happens When a Buyer Pays Early
If your buyer pays the invoice in full before your scheduled Pay Day, your payout is accelerated — you receive the funds right away instead of waiting for the Pay Day. Your fee rate stays the same.
If the buyer makes a partial payment before the Pay Day, your payout schedule and amount don’t change. You’ll still receive the full advance on the scheduled Pay Day.
Refunds and Credit Notes
- Before your Pay Day: refunds and credit notes are netted into your scheduled payout, reducing the amount. If a full refund is issued within 5 days of the invoice being sent, the fee is waived.
- After your Pay Day: since funds have already been advanced, refund amounts are deducted from your next payout.
Your Fee Rate
Your fee rate is set when each invoice is sent and doesn’t change after that, even if your account configuration changes later. The rate is based on the net term and Pay Day that were active when the invoice was sent.
Frequently Asked Questions
Can I choose my own Pay Day?
Your Pay Day is configured by Resolve during account setup based on the terms of your program. Contact your account representative if you'd like to discuss your payout timing options.
Will my existing invoices change?
No. Payout timing is locked in when each invoice is sent. Changes to your configuration only affect new invoices going forward.
Can I have different Pay Days for different net terms?
Yes. Each net term on your account can have its own Pay Day and fee rate. For example, Net 30 invoices might have a Pay Day of 1 (same-day initiation), while Net 60 invoices might have a Pay Day of 30.
What if my Pay Day falls on a weekend?
Your payout rolls forward to the next business day. For example, if Day 30 falls on a Saturday, your payout is initiated the following Monday.
Can I configure Pay Days by customer or invoice?
Not yet. We expect these options to be available by EOY 2026.
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