Business Credit Eligibility: Requirements and Guidelines

Minimum Eligibility for Business Financing through Resolve

To qualify for credit through Resolve, businesses must meet the following minimum eligibility requirements:

• Annual Sales: $60K or higher
• Time in Business: 6 months or longer

Personal Guarantee Requirements

A personal guarantee from a business owner or control person is required for businesses that meet either of the following conditions: 

• Annual Sales: $1M or less
• Time in Business: 12 months or less

Business owners or control persons should have a personal credit score of 620 or higher.

Credit Assessment Criteria

Resolve evaluates creditworthiness using a variety of financial and business factors, including but not limited to:

• Business revenue
• Previous tradeline activity
• Business and/or business owner credit profile

Please note that meeting the minimum eligibility requirements does not guarantee approval. All financing decisions are based on Resolve’s proprietary underwriting policies. Resolve reserves the right to approve or deny any business at its sole discretion.

Non-Discrimination Notice

Resolve is committed to maintaining fair and equitable financing practices. We do not discriminate against any applicant based on race, color, religion, sex, national origin, age, disability, genetic information, veteran status, or any other characteristic protected under federal law. Our evaluation process is based solely on financial and business criteria relevant to our services.

Verify your revenue with Plaid or bank statements

How to add and sign a personal guarantee in the accounts payable dashboard